Agricultural Loans

Our agricultural loan program provides comprehensive financial support to farmers for all farming activities including crop production, livestock, and farm equipment purchase. We offer flexible repayment terms aligned with harvest cycles and competitive interest rates subsidized by government schemes.

• Interest rates starting from 7% per annum
• Flexible repayment schedule based on crop harvest
• No processing fees for loans up to ₹1 lakh
• Quick approval within 7 working days
• Option for loan insurance coverage
• Special schemes for women farmers

1. 1

   Visit PACS office and collect loan application form

2. 2

   Fill application form with required details and attach documents

3. 3

   Submit application to loan officer for initial verification

4. 4

   Field inspection will be conducted by PACS officials

5. 5

   Loan committee reviews and approves the application

6. 6

   Sign loan agreement and receive disbursement within 2-3 days

• PACS membership certificate
• Land ownership documents (7/12 extract)
• Aadhaar card and PAN card
• Bank passbook (last 6 months)
• Income certificate
• Recent passport-size photographs